Lowest
Rates.
Highest Speed.
Buying direct is the first saving. Getting the right loan is the second. We partner with India's top 12 banks to bring you "Member-Only" interest rates.
Starting At
8.35%
P.A. Floating Rate
Standard Market Rate: 8.75%
-0.1%
Extra Green Rebate
Invest in Green. Save on Loans.
Buying a LEED-certified or IGBC-rated property? Zeconh members get a 10 bps (0.1%) additional discount on their home loan rates through our "Green Financing" partners.
- ✓ Reduced Processing Fees
- ✓ Priority Legal & Technical Audit
Execution Path.
From "Am I Eligible?" to "Funds Disbursed" in 7 working days. No paper, no bank visits.
01
Soft Pull
Check eligibility without affecting credit score.
02
E-Docs
Upload salary slips & ITR via secure in-app vault.
03
Sanction
In-principal approval in 24 hours.
04
Payout
Direct disbursement to the property owner.
Stuck with a
High Rate?
The "Loyalty Penalty" is real. If your current bank hasn't dropped rates in 2 years, you're losing lakhs. Our Smart Refinance tool calculates the exact benefit of shifting your loan to a low-rate partner.
Avg. Member Savings On Refinance
₹ 14.5 L
Over 15 Year Tenure
Human Insights.
Algorithms are great, but sometimes you need to talk. Book a 1:1 call with our ex-banker advisors to understand Step-Up EMIs, Overdraft accounts, and Part-payment strategies.
Advisors Available Now
The Member Edge.
Offer 01
Zero Processing Fee
Save up to ₹25,000 on application charges with HDFC and ICICI Bank.
Offer 02
Free Property Val
Get institutional-grade property valuation at no extra cost to you.
Offer 03
Home Protect+
Complimentary structural insurance for the first 3 years of your loan.
Approval Velocity.
Wondering which banks are lending for your project? We map real-time approval rates across 2,000+ RERA projects in Mumbai & Pune.